|
Presented by
Keri Watkins |
308 Hampden St, Chicopee, MA, 01013 | $228,000
Opportunity knocks in Chicopee! This 3BR 1BA colonial offers 1008 SF of potential. This adorable home features an enclosed front porch, updated water softener (2021) and hot water heater (2023) APO. The hardwood floors in the living room and dining room invite you in. The full bathroom has had some recent updates to the shower, floor and vanity. The kitchen has an added area for a pantry and just off the kitchen offers the convenience of an enclosed mud room and single car garage with an opener. The backyard is fenced in providing plenty of space for entertaining friends and family. The basement has a partially finished room that could be completely finished for additional living space. Being sold in "AS IS" condition. This home has the potential to shine with a little bit of elbow grease. Make your appointment today to see the inside!
Features
- Amenities: Public Transportation, Shopping, Park, Medical Facility, Highway Access
- Rooms: 6
- Bedrooms: 3
- Baths: 1 full
- Laundry: Electric Dryer Hookup, Washer Hookup, In Basement
- Style: Colonial
- Year Built: 1910
- Garage: 1-car Detached
- Heating: Steam, Oil
- Cooling: None
- Basement: Full, Interior Entry, Concrete
- Approx Sq. Feet: 1,008
- Acreage: 0.14
- Est. Taxes: $2,959
- Lot Desc: Cleared, Level
- Appliances: Water Heater, Range, Refrigerator
- MLS#: 73234045
- Website: https://www.raveis.com
/raveis/73234045/308hampdenst_chicopee_ma?source=qrflyer
Room Information
| Type | Description | Level |
|---|---|---|
| Bedroom 2 | Second | |
| Bedroom 3 | Second | |
| Dining Room | Flooring - Wood | First |
| Kitchen | Closet, Flooring - Vinyl | First |
| Living Room | Flooring - Hardwood | First |
| Master Bedroom | Second |
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Keri WatkinsSales Associate
860.558.5701
Keri.Watkins@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Paul AddamoVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 93047
860.990.2486
paul.addamo@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Heidi SummaRegional SVP Insurance Sales, William Raveis Insurance
860.919.8074
Heidi.Summa@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
308 Hampden St, Chicopee, MA, 01013
$228,000
Keri Watkins
Sales Associate
William Raveis Real Estate
Phone: 860.558.5701
Keri.Watkins@raveis.com
Paul Addamo
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 860.990.2486
paul.addamo@raveis.com
NMLS Mortgage Loan Originator ID 93047
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $182,400 | $182,400 | $182,400 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.375% | 6.990% | 6.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 8.011% | 7.171% | 6.538% |
| Monthly Tax Payment | $247 | $247 | $247 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,260 | $1,212 | $1,564 |
| Total Monthly Payment | $1,582 | $1,534 | $1,886 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
MA Mortgage Lender and Mortgage Broker #MC2630